Abbott Insurance Kansas City

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8117 N Oak Trfy, Kansas City, MO 64118

Business Owners Policy

Business Owners Policies (BOPs) are the standard when it comes to insurance coverage for small businesses. These package policies provide a collection of coverages to help protect businesses from anything that might happen.

Instant Quote

Quick and easy quotes for Business owners who have simple and straightforward setups.

Complex Quote

Have a more complex business? That's what our agents are for! Call us, and we'll do the hard work for you.

What are the basics of BOPS?

Comprehensive Coverage:

Business Owner Policies (BOPs) typically offer a bundled package that includes various essential coverages. This can include property insurance to protect physical assets, general liability insurance for third-party injury or property damage claims, and business interruption insurance to cover lost income during disruptions.

Cost-Effective Solution:

BOPs are designed to be a cost-effective solution for small to medium-sized businesses, offering a convenient way to obtain multiple coverages under a single policy. This can result in lower premiums compared to purchasing each coverage separately, making it an attractive option for businesses looking to manage costs.

Customization for Specific Needs:

Despite being a package policy, BOPs can be customized to meet the specific needs of different businesses. Additional coverages such as cyber liability, professional liability, or equipment breakdown can often be added to tailor the policy to the unique risks faced by a particular industry or business. Customization ensures that businesses get the coverage they need without paying for unnecessary protections.

Commonly Asked Questions

Do you need a BOP?

A business owners policy might be right for your business if

  • Your business is located outside of your home
  • You have property or equipment that you need to protect
  • You want protection from the risk of temporary closure
What do I need to get a quote?
  • Basic information about your business, including EIN
  • Annual revenue and value of any equipment you wish to insure
  • Information about your building’s construction, including age, material and square footage
  • Employee information, including how many are on staff and payroll
  • If you are insuring vehicles associated with your business, have information about the vehicles, VIN numbers and drivers
  • Details around any claims your company may have had

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