
Business Owners Policy
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Burst pipes are an expensive and messy experience no homeowner should have. However, as temperatures dip during the cold winter months, there’s a risk that water inside your pipes could freeze, expand, and burst your pipes—creating a major inconvenience and expense for you and your family.
We all know to leave faucets running and cabinet doors open. Here are a few more tips on how to protect your pipes from this unfortunate occurrence:
1. Insulate Pipes Exposed to Cold Air: To prevent freezing, you should insulate all pipes that are exposed to cold air. Because this is a fairly simple project, it can definitely be a do-it-yourself.
2. Seal Pipe Leaks: Have all seals checked. Seal leaks can lead to cold air getting into your pipes and freezing the water.
3. Turn Off Outside Taps: Disconnect and drain all outdoor hoses. While other steps might have more involvement, this is one of the easy ones that can make a significant difference.
4. Install Frost-Free Faucets Outdoors: Installing these in your front and backyard can both prevent pipes from freezing and help you avoid water damage.
5. Install a Water Shut-off Alarm System: If a leak is detected, this system will shut off the water supply to minimize damage. Your insurance company may provide a discount for smart-home alerts.
6. Drain Pipes Before Vacation: When you’re planning to be away from your home for at least four days during winter, be sure to drain all pipes. It is not un-common to come back to a flooded home.
Keep in mind, if you’re not the do-it-yourself type, it’s worth the money to hire a plumber to make sure your pipes are ready to go the distance this winter.
And, if you have questions about what your insurance covers should your pipes burst, don’t hesitate to call us.
Business Owners Policy Package policies that combine general liability, property insurance and business income arrow-icon-size3 Business Owners Policy
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