Protect Your Pet, Protect Your Wallet

Your pet is part of the family — and just like us, they can face surprise health issues. Whether it’s an unexpected accident or your dog ate something weird (again), pet insurance can help cover the cost. That way, instead of stressing about the bill, you can focus on what really matters: cuddles.

What is Pet Insurance?

Pet insurance helps pay for vet visits, from emergencies to checkups. Depending on your plan, it can include coverage for accidents, sickness, surgery, and routine care. With flexible options for deductibles and reimbursements, you can make sure your pet gets top-notch care without draining your savings.

How It Works

1. Choose a Plan – Pick coverage that fits your pet’s needs and your budget.
2. Visit Any Vet – No network restrictions! Take your pet to any licensed vet.
3. Submit a Claim – Pay the vet, then get reimbursed based on your plan.
4. Enjoy Peace of Mind – Focus on your pet’s health instead of unexpected expenses.

Key Details

• Waiting Period: There is a 14-day waiting period for all coverages.
• Eligibility: Dogs and cats must be at least 8 weeks old to enroll.
• Age Limits: Dogs over 13 years old and cats over 15 years old are not eligible for new policies, but existing policies may be renewed.
• Exclusions: Pre-existing conditions, cosmetic procedures, spaying/neutering, and breeding costs are not covered.

Coverage Options

There are two main types of pet insurance policies:

1. Accident & Illness Coverage

This option includes everything above, plus routine and preventive care — a great choice if you want to keep up with regular checkups. It may reimburse for:

✅ Accidental injuries (including to permanent teeth)

✅ Illnesses (including cancer, influenza, and kennel cough)

✅ Alternative medicine

✅ Behavioral therapy

✅ Hereditary and congenital conditions

✅ Ingestion of a foreign object (up to two treatments per policy year)

✅ Euthanasia or anesthesia

✅ Cremation and burial expenses

✅ Accidental death

2. Accident, Illness & Wellness Coverage

This comprehensive option includes everything in the Accident & Illness policy, plus coverage for routine wellness and preventive care, including:

✔️ Routine dental cleaning ($100 reimbursement)

✔️ Routine physical examination ($80 reimbursement)

✔️ Fecal examination ($30 per exam, up to $60 per year)

✔️ Intestinal deworming ($30 reimbursement)

✔️ Heartworm test ($30 per test, up to $60 per year)

✔️ Flea and tick prevention ($100 reimbursement)

✔️ Heartworm prevention ($50 reimbursement)

✔️ Prescribed vitamin supplements ($50 reimbursement)

✔️ Boosters and vaccinations ($60 reimbursement)

Fun Fact:

Did you know the most common claim for pet insurance is ear infections? Those floppy ears need extra love!