Dependable coverage to keep your personal belongings and valuables safe from the unexpected.
Shop Renters Insurance
Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent.
Get your belongings covered for an average of $14 a month.
Why should you have a Renters Insurance Policy?
Do you rent your home or apartment? Renters insurance protects your belongings from loss, damage, or destruction following catastrophic events, such as burglaries, fires, tornadoes, and other covered events. Renters insurance protects your liability (and your money) if someone is injured at your rental home or apartment.
Commonly Asked Questions
Protection for your personal belongings.
Have you ever taken inventory of your belongings? If not, you should!
The personal, costly electronics you own – things like smartphones, smartwatches, laptops, tablets, TVs and gaming systems – are all protected under renters insurance. What about the small fortune you've paid for the shoes and clothes you have? How about your furniture? A renters insurance policy can cover all of these personal belongings and more.
Liability Coverage if someone gets hurt.
Consider these possibilities, which could happen to any renter:
- Your dog bit someone (or their child).
- You had some friends over for a party, and things got unruly.
- Someone tripped and fell inside your apartment, causing injury.
With a renters insurance policy, you can rest easy knowing you have coverage to protect yourself.
Your landlord’s insurance does NOT count.
Did you know that your landlord’s insurance will NOT protect you?
As the owner of your rental home or apartment building, the landlord has a form of homeowners insurance that covers the physical structure itself, but it doesn’t cover your belongings inside. If you want to ensure that your belongings are protected from disaster, you'll need your own Renters Insurance policy.