Protect yourself from unexpected situations that can affect your travel plans!
Explore Travel Insurance
Travel insurance is important for travelers who need a solution to protect themselves from unexpected situations that could affect their travel plans, trip investment and health when traveling. In the last few years, travel insurance has become one of the most popular insurance products available, as it is extremely cost-effective. It's practically indispensable on international trips, and for travelers of all ages and occupations, it's a great safety net to give peace of mind when traveling.
What are the basics of Travel Insurance?
- A travel insurance policy can cover the cost of a canceled trip, lost or damaged luggage, and even emergency medical care.
- Travel insurance can be valuable when the upfront costs of your trip are nonrefundable.
- A travel insurance policy can be beneficial overseas if your U.S. health insurance won’t cover emergency medical treatments abroad.
- A comprehensive travel insurance policy will typically cost you between 5% and 10% of the total trip price.
Commonly Asked Questions
What is the most common travel insurance claim?
The most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can ruin your plans and cause severe financial strain.
What is not covered by travel insurance?
Reasonably foreseeable events like known storms, epidemics, and acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions.
How far in advance do I need to buy travel insurance?
You should buy travel insurance close to when you book your travel plans.
With many plans, purchasing travel insurance 10 to 14 days from your first trip payment entitles you to “early purchase” benefits, such as a waiver for pre-existing medical conditions that impact travel.