Home and Renters

Homeowners Insurance

Good coverage is vital when it comes to protecting your home. Getting that coverage for a great price makes it even better. We know what questions to ask in order to pair you with company that will offer exceptional coverages for an even better price.

Getting the right coverage requires asking the right questions. Let’s make sure your property is covered appropriately. Here’s a short list:

  • Structure of your home – what will it take to rebuild? Will my company pay whatever it takes or are there limits?
  • Personal belongings – coverage is built in for most things, but special coverage is needed for things like jewelry and firearms¬†
  • Liability – do you have enough coverage if someone is injured on your property?
  • Backup – if there is water in my home, am I covered?
  • Replacement Cost – will depreciation be taken at any point?¬†

Discounts are the easiest way to keep costs under control:

  • Home and Auto bundle discount
  • Alarm system
  • Recent Upgrades
  • Smart Home Technology
Renters Insurance

Most places are beginning to require this coverage. It’s affordable and keeps your belongings protected along with your pocket book in case you cause damage to the building.

Renters has two major coverage parts:

  • Personal Property – How much coverage would you need if you had to replace everything?
  • Liability – the stove is left on, the bathtub overflows. Damage is done. This coverage helps protect you.

This is worth mentioning – Renters provides coverage if your place becomes uninhabitable because of a covered loss. Between fires and Kansas City weather, it’s a real possibility. ¬†

  • Auto and Renters discount
  • Alarm system
  • e-policy selection